Klarna alternatives for Shopify
Updated · How we collect this data
The most used Klarna alternative on Shopify is Afterpay (20,255 stores). We rank 3 buy now, pay later tools by how many live Shopify stores run them, out of 110,423 installs we detect.
What are the best Klarna alternatives for Shopify stores?
Afterpay is the most used Klarna alternative on Shopify, installed on 20,255 active stores, 18.3% of all buy now, pay later installs we detect. Affirm follows with 1,184 stores (1.1%). For comparison, Klarna itself runs on 88,054 stores, 79.7% of the category, about 4.3 times as many as Afterpay. We rank alternatives by how many live Shopify stores actually use them (October 2026), measured across 110,423 buy now, pay later installs, rather than by features or affiliate deals. Some of these tools are also used alongside Klarna, which the overlap column shows. Market leadership also varies by country: Afterpay is strongest in New Zealand (25.2% of stores) and Affirm is strongest in United States (0.6% of stores). Notable stores still on Klarna include Pilgrim India, Fashion Nova, Fender.
Klarna alternatives ranked by number of Shopify stores
| # | Alternative | Stores | Share of category | Also use Klarna | Strongest market | |
|---|---|---|---|---|---|---|
| 1 | Afterpay | 20,255 | 18.3% | 6.8% | New Zealand (25.2%) | Compare |
| 2 | Affirm | 1,184 | 1.1% | 0.2% | United States (0.6%) | Compare |
| 3 | Shop Pay Installments | 930 | 0.8% | 0.2% | United States (0.3%) | Compare |
"Also use Klarna" = share of Klarna stores that run the alternative at the same time. "Strongest market" = country (100+ stores) with the highest adoption.
Afterpay
Afterpay runs on 20,255 active Shopify stores (3.3% of all stores we track), 18.3% of buy now, pay later installs. Its largest market is Australia with 7,199 stores. 5,976 stores run it together with Klarna (6.8% of Klarna stores). It is installed on more stores than Klarna in Australia (7,199 vs 1,085), United States (5,735 vs 5,525), New Zealand (1,952 vs 103), Canada (646 vs 461). Stores using Afterpay instead of Klarna include JB Hi-Fi, Comfrt, Alo Yoga, Steve Madden. See the top stores using Afterpay or compare Klarna vs Afterpay.
Affirm
Affirm runs on 1,184 active Shopify stores (0.2% of all stores we track), 1.1% of buy now, pay later installs. Its largest market is United States with 1,029 stores. 151 stores run it together with Klarna (0.2% of Klarna stores). Klarna has more installs than Affirm in every country with a Shopify stores page. Stores using Affirm instead of Klarna include DTLR, Teddy Baldassarre, REP Fitness, Blackstone Products. See the top stores using Affirm or compare Klarna vs Affirm.
Shop Pay Installments
Shop Pay Installments runs on 930 active Shopify stores (0.2% of all stores we track), 0.8% of buy now, pay later installs. Its largest market is United States with 591 stores. 151 stores run it together with Klarna (0.2% of Klarna stores). It is installed on more stores than Klarna in Ghana (1 vs 0), Jordan (1 vs 0). Stores using Shop Pay Installments instead of Klarna include Redragonshop, Atlas Stationers, Orthora Footwear, Bluefly. See the top stores using Shop Pay Installments or compare Klarna vs Shop Pay Installments.
Rankings count live Shopify stores where each tool is detected in homepage code, from our crawl of every Shopify store with real traffic. They measure adoption, not quality or price. Methodology.